Medicare and Long Term Care Insurance

We Help People Understand Medicare

If you feel like you are spinning your wheels wondering how to make the best Medicare decision, you are in the right place. The good news is – you don’t have to do this alone.

We are here to help our clients understand Medicare, in simple, plain terms that everyone can understand. We believe that it’s important that you first understand Medicare itself.  You can’t understand your supplement options until you first get a handle on your basic Medicare benefits.  What is the cost of medicare? What are supplement plans vs Advantage plans?  Will I be subject to a penalty if I do not enroll in my medicare. 

WE ALSO SPEAK LONG TERM CARE INSURANCE

Establishing a long-term care plan will not only help you, but it will help your family in the event they must make decisions with, or for, you if you become unable to perform the Activities of Daily Living. Letting them know how you’d like to handle sickness or disability can spare them from making difficult decisions on your behalf at a stressful time. These plans will also work to protect your families assets, not having to deplete your estate to pay for your care. 

Your financial planner and A LTC certified expert are two excellent resources for any questions you may have  and also to learn about Long term Care plans and how these are incorporated into your overall retirement planning.

Call our office and ask for Ellen Truckenbrodt at (860) 399-8202 or email ellent@scrantonfinancialgroup.com