Our Firm
All of us dream of having a financially carefree retirement where we won't have to worry about expenses or making ends meet.
It's possible to be financially stable in retirement but you’ll need a comprehensive plan built on knowledge and experience.
Scranton Financial Group is dedicated to providing our clients with the financial foundations they need to succeed. We assist you in identifying your own financial goals. We follow a seven-step educational process that helps you identify your objectives and develop the strategies that will allow you to reach those goals.
Our Seven-Step Process:
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication is the cornerstone of our foundation of success.
- Identify Lifetime Objectives & Strategies
- At Scranton Financial Group, we don't believe in a "cookie-cutter" approach. No two situations are alike. We tailor your financial strategies to help you achieve your personal goals.”
- Determine Your Risk Profile
- How much of your money should be in the stock market? How much should be in more conservative investments? We believe in staying within your comfort level rather than chasing short-term market returns.
- Understand All of Your Options
- Some advisors are not willing to spend the time to educate you. We believe an informed client is a good client. We believe peace of mind may come from understanding your options.
- Build Your Non-Stock Market Portfolio
- Your personal preferences as well as your cash flow needs are some of the factors that determine your non-common stock market investment allocation. In building your model, we educate you about today's more conservative income-generating investments, so you can make informed decisions.
- Optimize Your Investment Allocations
- If desired, we will help you allocate the equity portion of your investments in conjunction with modern portfolio theory and mean-variance optimization.
- Identify Tax Reduction and Catastrophic Protection Strategies
- Once your investment allocation is completed, we will help coordinate your affairs. We focus on minimizing your income taxes and future death taxes, as well as helping to protect you and your assets from health care catastrophes.
- Schedule Regular Periodic Reviews
- Last but certainly not least, we believe regular periodic reviews will help you stay the course. Our firm's success in large part comes from an emphasis on client service. We strive to contact our clients at least four times a year.